When you lack the luxury of time, making money on or offline can seem like an impossible task. How are you supposed to do that when you're working at a life-sucking nine-to-five job? While the stability of full-time employment might allow most to sleep well at night, it doesn't empower your creative juices to search for new income-producing strategies.
Most of us would love more money, but we often don't act on that desire, as we feel busy enough with our current job and other responsibilities. But you can make some significant extra money on the side in lots of ways, and some of them might actually appeal to you. And once you've got extra cash, consider investing your long-term dollars in stocks -- perhaps for retirement.
If you’re a fitness buff and have the right combination of charisma and business sense, working as a part-time online personal trainer can be both physically and financially rewarding. Once you build up a reputation and client base for yourself, it could easily turn into a full-time endeavor for you. Check out a few of the top fitness blogs and observe how they make money online from their content sponsorships, affiliate earnings and product sales.
Let's say you have years of social-media experience and have maintained a blog that has shared needed advice. You can put together your top blog posts and put together an e-book, such as The Ultimate Social-Media Guide for Small-Business Owners, and sell it on your website or Amazon. If you don't have any experience that you want to cash in on but have a knack for writing, say, sci-fi stories, then you can author and publish your novel on Amazon as well.

If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
1. Shooting Lessons: I have a friend that makes great extra money offering kids basketball shooting lessons. You can make around 30 bucks an hour (maybe more) if you have the knowledge and skill set to teach. The main obstacle is finding gym time, so consider a rec center that offers cheap memberships. You could also partner with local coaches for help. If you have enough business, you could rent a court.
Mow lawns or plow driveways. If you’re willing to mow yards or shovel or plow snow in the winter, you could easily start your own snow removal and lawn mowing business on the side. While you can usually find work by reaching out to your local community via word-of-mouth, flyers, or online message boards, the website Plowz & Mowz allows you to set up an online profile and reach more customers in your area.
You don't have to be a professional photographer to sell your photos for money. People are constantly in need of high-quality, unique stock photography for websites, presentations, brochures, and so on, and are willing to pay for the right image. People generally search for images on stock photography sites like ShutterStock, Dreamstime, and iStockphoto by keywords, not by photographer name, so you have the same chance as anyone else of having your image selected. Just be careful not to post images of trademarked brands, copyrighted art, or people's faces that are readily identifiable unless you have a model release. Virtually anything else is fair game.
Write and publish an eBook. You don’t need a traditional publisher and financial backing to publish your own book anymore. In fact, Amazon.com makes it possible for you to publish your own eBook and sell it independently – with no financial investment on your part. And with Kindle eBook publishing, your book will appear on Kindle stores worldwide within 24-48 hours. Just be prepared to market it yourself on social media, your blog, or elsewhere if you expect to generate sales.
Creator of Millennial Money and Author of Financial Freedom (Penguin Random House). Dubbed "The Millennial Millionaire" by CNBC, Grant went from $2.26 to over $1 million in 5 years, reaching financial independence at age 30. Grant has been featured in The New York Times, Wall Street Journal, BBC, NPR, Money Magazine and many others. He uses Personal Capital to manage his money in 10 minutes a month.

If Uber Eats or Lyft weren’t a great fit, Uber is yet another option. By driving with Uber, you have the flexibility to drive whenever you want, which means you can start making money as soon as you are approved to drive, and it’s all on your own schedule. They’re currently offering a $1,050 bonus to new drivers in our area (Virginia Beach, VA) but that amount will vary based on your regional market. See their website for more details.
It’s kind of like going the tutoring route, except you’re teaching English with a company like VIPKid (a big favorite of fans in our Ramsey Baby Steps Community on Facebook). Now, if the word teach makes you a little nervous, don’t worry. They’ll handle all the lesson plans and grading for you. But you do need to want to help others learn and be willing to guide a class online. Getting paid while helping others? This one is a win-win!
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