Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Essentially you act in place of the bank, and lend out money at predetermined interest rates (that are typically higher than your average savings account).
I have cleaned house, done dog sitting and sold items I no longer need. I have complimented my retirement income by about $ 1000 a year paying for a plane ticket, rental car, bed and breakfast, food and attraction tickets for a 3 to 4 day trip. It gives me something to really look forward to. I always pay taxes on the service income I make. Always give value.
Research individual companies in your desired niche: If possible, it’s always better to become an affiliate directly with a company (if they have an internal affiliate program), as no one else will be dipping into your commission rate. This is the preferred route for most of the prominent affiliate marketers, including Pat Flynn. Unfortunately, it’s also the most work, as you’ll have to do the research yourself to see who offers programs (they’re usually listed in the website footer).
Look into doing call center work, if that appeals to you. Some call-center jobs can be done from your home, making them extra convenient. These jobs don't tend to pay lavishly -- you may only earn $8 to $10 per hour to start -- but even that can be helpful. Work 12 hours per week earning $9 per hour, and that comes to more than $100 per week and more than $5,000 per year. If you have certain special skills, such as those that could let you be a tech support person, you may be able to earn more. Try Googling terms such as "call center jobs" and see what possibilities you find. Typically, you'll need a landline phone and Internet access, at a minimum -- a quiet room in which to work is also good.
Do you want to build software, apps, or websites? Then take that interest and turn it into a profitable side gig. Of course, you first need to have an understanding of computer programming and coding, and settle on a specific programming niche. Once you do, you'll be on your way to joining a fast growing industry that allows you to work whenever and wherever you want. Here is a guide to programming to help you master your skills and know where to start.
Now that you know how to make extra money, try a few of these (or all 30) and see if you can generate a nice little chunk of change. You can use these ideas no matter what Baby Step you’re on! Take that extra cash you bring in and toss it at your money goals—things like paying off debt, saving up for your emergency fund, or putting a little extra toward retirement. With extra dollars in your pocket you’ll be kicking major butt on your goals in no time!
Some churches don’t have volunteers for their music. A talented pianist, guitar player, etc. can make pretty good money doing this on the weekends. Most churches offer tryouts on occasion. This idea is pretty easy to get started in that you just need to reach out to your worship pastor or someone in that ministry and let them know you have the talent and some experience. Don’t be shy!
This side hustle can easily become a full-time job. If you’ve got expertise in an area and think you can help small businesses near you, give this a shot. For instance, Ben and I know a lot about running Facebook advertising campaigns, so we approached the owner of our gym if he would let us design a few campaigns for him. And of course, he was thrilled to get the help. Here’s a useful 18 Step Checklist for Becoming a Small Business Consultant.
If you have a truck and trailer and some muscle, then put them to use by launching your own moving or hauling service. While word of mouth could get you a little business, you may want to scope out places like Ikea, where people need help moving large items from the store to their homes. In the moving and hauling business, you can even be paid extra if you will put that bookshelf-in-a-box together for the customer.
Are you an animal lover at heart? How about making some extra money just by taking a dog for a walk or boarding a cat for the weekend? You can advertise your own pet-sitting business on social media, put up signs throughout your neighborhood, or use a website like Rover. They let you set your schedule and adjust your fees as you see fit. If you do use Rover, keep in mind that they take a cut of what you make.3