If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
Get paid to search the Web. Zoombucks.com will pay you to use their online interface to search the web. To qualify, you need to be willing to download their search bar and use it for everyday Internet use. The only caveat that comes with this “gig” is that you might be paid in gift cards instead of cash. If you can parlay those gift cards into items you need to buy anyway – like groceries or gas – searching online can be a lucrative way to spend your free time.

Offering to walk a group of dogs once or twice a day can really rake in some extra money. You could create signs and hang them up around libraries and churches, or perhaps take the modern approach and sign up with Rover. Rover is an increasingly popular marketplace that connects dog owners to dog walkers in their neighborhood. Check out Rover today.

I’ve tried a fair few things on this list and I’m a big fan of those side hustles that have the potential for ongoing passive income once you’re set up. For me, the most successful have been blogging and T shirt designs (I use Merch by Amazon but want to look into Teespring as you suggest). I’m currently working on an Etsy printable business, again for the passive income potential!

And there is no need to be nervous about making such a change to your W-4. The withholding allowances you enter into your W-4 do not determine your tax bill, just how much you pay per paycheck. That means it’s perfectly legal to change the withholding allowances on your W-4, provided you claim the correct number of allowances on your actual tax return.
It’s kind of like going the tutoring route, except you’re teaching English with a company like VIPKid (a big favorite of fans in our Ramsey Baby Steps Community on Facebook). Now, if the word teach makes you a little nervous, don’t worry. They’ll handle all the lesson plans and grading for you. But you do need to want to help others learn and be willing to guide a class online. Getting paid while helping others? This one is a win-win!
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